With a background of over 23 years of mortgage lending, Julie offers her clients experience and a dedication to personal service. Working as a full service mortgage broker gives Julie a complete line of financing programs and competitive rates. This allows Julie to help her customers achieve their ambitions of homeownership and assist with refinance transactions. “I strive to make every transaction as smooth as possible for my clients, with constant communication and diligence throughout the entire process”.
Before starting your home search, it’s important to know exactly how much you can spend on your new home. This will help you narrow down which house you want and give you peace of mind when it comes to making an offer. One of the best factors in figuring out what you can purchase is a pre-qualification from a qualified mortgage consultant.
The pre-qualification process is a simple one. Your mortgage consultant will request a limited amount of information such as social security number, current monthly debt and general credit worthiness. Using this information, the mortgage consultant can construct a rough estimate of how much you can afford.