In the real estate industry since 1985, Julie DeMarcus started as a highly productive and trusted Certified Escrow Officer for a local title company. In 1993, Julie switched gears to a corresponding arm of the industry – mortgage lending. Julie enjoys working with numbers and enjoys people, so the mortgage industry was a perfect fit.
Julie helps her clients make sense of the often confusing world of lending. With a dizzying array of products and the seemingly endless amount of paperwork, clients often don’t know who to turn to or where to start. Working closely with her clients, Julie is able to produce a smooth, stress-free transaction. Thanks to her attention to detail and superb customer service, her client base has increased exponentially over the years. Her dedication to her clients continues to be a hallmark of her business.
Working as a full service mortgage broker gives Julie a complete line of financing programs and competitive rates at her fingertips. “I have developed relationships with lenders who specialize in the best products for each situation, including conventional, FHA and VA loan programs.” Thanks to the convenience of desktop underwriting, she is often able to have an automated approval within minutes, and keeps her clients apprised of the process each step of the way.
A local resident of Santa Ynez Valley since 1991, Julie has been married to Andy for 28 years. The couple has two children, Zach and Nicole.